Caregiver Stress

Stress3

Managing Caregiver Stress

For people caring for a loved one, stress can be overwhelming to the point of debilitation.

Read this information to learn:

  • * Who a caregiver is
  • * What caregiver stress is
  • * How to know if you have caregiver stress
  • * How you can help manage caregiver stress
  • * Who to call if you need help

Who is a Caregiver?

A caregiver is anyone who gives care and help to someone else. A caregiver may support a spouse, parent, sibling. Child or another family member or friend. A caregiver may be giving support to someone else because of health conditions, age, disability or injury.

Caregiving can include many different types of activities, such as:

  • Cooking, cleaning, shopping and helping someone with their household chores/needs
  • Helping someone with their day-to-day needs, such as dressing and bathing
  • Driving or going with someone to health care appointments
  • Helping someone who needs you in many other ways

You may not see yourself as a caregiver… but if you are giving care and assistance to someone else, it is important to recognize the caregiving work you do.

I’m caring for a loved one. Is it normal for me to feel stressed?   Yes it is normal

This stress is called caregiver stress. Sometimes caregivers can feel more stress than the person being cared for. You may be so busy caring for your loved one that you forget to care for yourself. This can be tiring and stressful.

You may not want to take time away from your loved to deal with your own challenges… leading to more stress. Overwhelming levels of stress can affect your loved one too. They start to see and feel your stress as well. To help your loved one, you need to take care of yourself.

How can I tell if I have caregiver stress?

Sometimes, it’s hard to tell how stressed you feel.

Ask yourself if you are feeling these ways:

  • I can’t get enough rest
  • I don’t have time for myself
  • I don’t have time to deal with other family members
  • I feel guilty about my situation
  • I don’t do other things anymore, beyond taking care of my loved one
  • I have arguments with the person I care for
  • I have arguments with other family members
  • I cry often about the situation I’m in
  • I worry about finances
  • I don’t know the best way to care for my loved one
  • I feel my health is declining

If you usually or always feel these ways, you may have caregiver stress.

What are the different kinds of caregiver stress?

You might have one or more of these kinds of stress:

Physical:
Taking care of a loved one can be tiring. You may not have time to eat well and exercise. This can affect your own health. Helping your loved one move around or move from bed to chair can also be hard on your own body.

Financial:
It can be expensive to provide care to your loved one. Trying to manage all these costs can cause stress.

Environmental:
You may have gone through many changes to help care for your loved one. How you spend your day or where you live may have changed. These kinds of changes can cause stress.

Social:
You may be spending so much time with your loved that you don’t have for other family members and friends. Not having family and friends around for support can be stressful.

Emotional:
Different kinds of caregiver stress can cause to feel:

  • Helpless
  • Depressed
  • Lonely
  • Self-doubt
  • Embarrassed
  • Frustrated
  • Afraid

Sometimes, you may also start to feel angry or resentful towards the person you’re caring for. These feelings are completely normal, and they can cause you to feel guilt and stress. Knowing the kinds of stress you feel can help you make the right kinds of changes.

What can I do to reduce caregiver stress?
Here is a list of things you can do to help reduce the stress you may be feeling:

Take care of your physical needs

  • Make sure you east at least 3 healthy meals a day.
  • Try to exercise for at least 2 or more hours each week. Even a brisk walk can make a difference on how you feel.
  • Try to get at least 7 or 8 hours of sleep each night.
  • Make sure you keep your medical and dental appointments.
  • Talk to your family doctor or another care provider for help if you are having physical symptoms of stress.

Look into financial and work place support

  • Speak to your employer to let them know you may need to go to more appointments than usual. It may help let them know what is happening in your life. Also find out if your employer has any family caregiver benefits or flexibility, such as a caregiver time-off program.
  • Financial help may be available. Talk to your social worker about programs through the government or other agencies that can help you manage all the costs. (See bottom of article for some links)

Daily living

  • Try to get help with some of your daily chores/routines.
  • Be realistic about what you can and cannot do. Don’t try to everything – no one can do it all.
  • Ask for help when you need it and accept help if others offer. Even small things, like someone offering to shovel the walk or pick up groceries, can make a big difference in your day.

Stay connected with others

  • Talk with others who have had similar experiences, like a friend or a neighbour. Knowing you are not alone can help you feel better. You can also try a support group. This is a group of people in a similar situation who meet regularly to share their experiences. There are also online discussion groups or other ways to connect with people if you can’t easily go somewhere outside your home.
  • Talk to you friends and family regularly, and share your feelings with them.
  • If you’re a member of s cultural or religious community, find out if any programs or support is available through these groups.

Accept your emotions

  • Don’t be too hard on yourself. Accept how you’re feeling
  • If you can’t find the time to do things that you need or want to do while your one needs care or company, consider respite care. Respite care, which is short term relief for caregivers, is available to give caregivers some time away to rest or attend to other issues. For more information on respite care (see below).

Where can I get more help if I need it? 

Below are some general, Toronto based links… they can redirect your enquiry to your own region.

Family Services Toronto:            416-595-9618   

www.familyservicetoronto.org
Family services offer workshops on senior and caregiver support services, and also has counselling services, a caregiver support group and mindfulness seminars to help caregivers adjust to their new role.

Caregiver Connect:          

http://www.von.ca/caregiver-guide/default.aspx
A valuable source for caregiver information and support services. Visit the website and click on “Locations” to find contact numbers, programs and services available in your area

Respite Services:              

www.thehealthline.ca
Respite care gives short term, temporary relief to caregivers. It can range from a few hours to a few weeks. There may be a charge for respite care. To find respite programs and contact numbers in your area, enter your postal code on the website shared. Select people with disabilities.

Community Care Access Centre (CCAC)          

www.healthcareathome.ca     310-2222 (no area code required)
CCAC connects people and caregivers with health services and resources to support them at home and in their community. CCAC may also offer respite care. To find the nearest branch, use this website and enter your postal code and click on the map.

 Telehealth Ontario:         

1-866-797-0000        (TTY 1-866-797-0007)
Telehealth Ontario is staffed by registered nurses who can provide non-emergency advice or information. This service is open 24 hours a day. It’s confidential and is available in many languages. You do not need a health card to call.

Social Assistance in Canada http://www.servicecanada.gc.ca/rng/lifeevents/caregiver.shtml
This link will help you find information on various forms of assistance such as the compassionate care benefit or the caregiver tax credit.

Canada Revenue Agency, Tax Credits and Deductions for Persons with Disabilities www.cra-arc.gc.ca/familycaregiver/
Use this website to see if you qualify for the Family Caregiver Tax Credit

The “C” Word

 

cancer-image

 

Hearing the word “Cancer” strikes fear, anxiety, stress, grief, psychological trauma, a shift in mind set and suicide. Cancer in the minds of many is a death sentence. Please read a summary of top researchers… in concise everyday language.

 

Cancer can start almost anywhere in the human body, which is made up of trillions of cells. Normally, human cells grow and divide to form new cells, as the body needs them. When cells grow old or become damaged, they die, and new cells take their place.

When cancer develops, however, this orderly process breaks down. As cells become more and more abnormal, old or damaged cells survive when they should die, and new cells form when they are not needed. These extra cells can divide without stopping and may form growths called tumours.

Many cancers form solid tumors, which are masses of tissue. Cancers of the blood, such as leukemias, generally do not form solid tumours.

Cancerous tumours are malignant, which means they can spread into, or invade, nearby tissues. In addition, as these tumours grow, some cancer cells can break off and travel to distant places in the body through the blood or the lymph system and form new tumours far from the original tumour.

Unlike malignant tumours, benign tumours do not spread into, or invade, nearby tissues. Benign tumours can sometimes be quite large, however. When removed, they usually don’t grow back, whereas malignant tumours sometimes do. Unlike most benign tumours elsewhere in the body, benign brain tumours can be life threatening.

Characteristics of Cancer Cells

There are more than 100 types of cancer. Types of cancer are usually named for the organs or tissues where the cancers form. For example, lung cancer starts in cells of the lung, and brain cancer starts in cells of the brain. Cancers, also may be described by the type of cell that formed them, such as an epithelial cell or a squamous cell.

 

 

Here are some categories of cancers that begin in specific types of cells:

Carcinoma

Carcinomas are the most common type of cancer. They are formed by epithelial cells, which are the cells that cover the inside and outside surfaces of the body. There are many types of epithelial cells, which often have a column-like shape when viewed under a microscope. Carcinomas that begin in different epithelial cell types have specific names:

Adenocarcinoma is a cancer that forms in epithelial cells that produce fluids or mucus. Tissues with this type of epithelial cell are sometimes called glandular tissues. Most cancers of the breast, colon, and prostate are adenocarcinomas.

Basal cell carcinoma is a cancer that begins in the lower or basal (base) layer of the epidermis, which is a person’s outer layer of skin.

Squamous cell carcinoma is a cancer that forms in squamous cells, which are epithelial cells that lie just beneath the outer surface of the skin. Squamous cells also line many other organs, including the stomach, intestines, lungs, bladder, and kidneys. Squamous cells look flat, like fish scales, when viewed under a microscope. Squamous cell carcinomas are sometimes called epidermoid carcinomas.

Transitional cell carcinoma is a cancer that forms in a type of epithelial tissue called transitional epithelium, or urothelium. This tissue, which is made up of many layers of epithelial cells that can get bigger and smaller, is found in the linings of the bladder, ureters, and part of the kidneys (renal pelvis), and a few other organs. Some cancers of the bladder, ureters, and kidneys are transitional cell carcinomas.

Sarcoma

Sarcomas are cancers that form in bone and soft tissues, including muscle, fat, blood vessels, lymph vessels, and fibrous tissue (such as tendons and ligaments).

Osteosarcoma is the most common cancer of bone. The most common types of soft tissue sarcoma are leiomyosarcoma, Kaposi sarcoma, malignant fibrous histiocytoma, liposarcoma, and dermatofibrosarcoma protuberans.

Leukemia

Cancers that begin in the blood-forming tissue of the bone marrow are called leukemias. These cancers do not form solid tumors. Instead, large numbers of abnormal white blood cells (leukemia cells and leukemic blast cells) build up in the blood and bone marrow, crowding out normal blood cells. The low level of normal blood cells can make it harder for the body to get oxygen to its tissues, control bleeding, or fight infections.

There are four common types of leukemia, which are grouped based on how quickly the disease gets worse (acute or chronic) and on the type of blood cell the cancer starts in (lymphoblastic or myeloid).

Lymphoma

Lymphoma is cancer that begins in lymphocytes (T cells or B cells). These are disease-fighting white blood cells that are part of the immune system. In lymphoma, abnormal lymphocytes build up in lymph nodes and lymph vessels, as well as in other organs of the body.

There are two main types of lymphoma:

Hodgkin lymphoma – People with this disease have abnormal lymphocytes that are called Reed-Sternberg cells. These cells usually form from B cells.

Non-Hodgkin lymphoma – This is a large group of cancers that start in lymphocytes. The cancers can grow quickly or slowly and can form from B cells or T cells.

Multiple Myeloma

Multiple myeloma is cancer that begins in plasma cells, another type of immune cell. The abnormal plasma cells, called myeloma cells, build up in the bone marrow and form tumors in bones all through the body. Multiple myeloma is also called plasma cell myeloma and Kahler disease.

Melanoma

Melanoma is cancer that begins in cells that become melanocytes, which are specialized cells that make melanin (the pigment that gives skin its color). Most melanomas form on the skin, but melanomas can also form in other pigmented tissues, such as the eye.

Brain and Spinal Cord Tumors

There are different types of brain and spinal cord tumors. These tumors are named based on the type of cell in which they formed and where the tumor first formed in the central nervous system. For example, an astrocytic tumor begins in star-shaped brain cells called astrocytes, which help keep nerve cells healthy. Brain tumors can be benign (not cancer) or malignant (cancer).

Other Types of Tumours

Germ Cell Tumors

Germ cell tumours are a type of tumor that begins in the cells that give rise to sperm or eggs. These tumors can occur almost anywhere in the body and can be either benign or malignant.

Neuroendocrine Tumors

Neuroendocrine tumors form from cells that release hormones into the blood in response to a signal from the nervous system. These tumors, which may make higher-than-normal amounts of hormones, can cause many different symptoms. Neuroendocrine tumors may be benign or malignant.

Carcinoid Tumors

Carcinoid tumors are a type of neuroendocrine tumor. They are slow-growing tumors that are usually found in the gastrointestinal system (most often in the rectum and small intestine). Carcinoid tumors may spread to the liver or other sites in the body, and they may secrete substances such as serotonin or prostaglandins, causing carcinoid syndrome.

You can read more on A-Z type of cancers: http://www.cancer.gov/types

Will I get Cancer?

  1. Every person has cancer cells in the body. These cancer cells do not show up in the standard tests until they have multiplied to a few billion. When doctors tell cancer patients that there are no more cancer cells in their bodies after treatment, it just means the tests are unable to detect the cancer cells because they have not reached the detectable size.
  1. Cancer cells occur between 6 to more than 10 times in a person’s lifetime.
  1. When the person’s immune system is strong the cancer cells will be destroyed and prevented from multiplying and forming tumours.
  1. When a person has cancer it indicates the person has multiple nutritional deficiencies. These could be due to genetic, environmental, food and lifestyle factors.
  1. To overcome the multiple nutritional deficiencies, changing diet and including supplements will strengthen the immune system.
  1. Chemotherapy involves poisoning the rapidly-growing cancer cells and also destroys rapidly-growing healthy cells in the bone marrow, gastro-intestinal tract etc, and can cause organ damage, like liver, kidneys, heart, lungs etc.
  1. Radiation while destroying cancer cells also burns, scars and damages healthy cells, tissues and organs.
  1. Initial treatment with chemotherapy and radiation will often reduce tumor size. However prolonged use of chemotherapy and radiation do not result in more tumor destruction.
  1. When the body has too much toxic burden from chemotherapy and radiation the immune system is either compromised or destroyed, hence the person can succumb to various kinds of infections and complications.
  1. Chemotherapy and radiation can cause cancer cells to mutate and become resistant and difficult to destroy. Surgery can also cause cancer cells to spread to other sites.
  1. An effective way to battle cancer is to starve the cancer cells by not feeding it with the foods it needs to multiply. 

What is Known – Cancer cells feed on:

  • Sugar is a cancer-feeder. By cutting off sugar it cuts off one important food supply to the cancer cells. Sugar substitutes like NutraSweet, Equal, Spoonful, etc are made with Aspartame and it is harmful. A better natural substitute would be Manuka honey or molasses but only in very small amounts. Table salt has a chemical added to make it white in color. Better alternative is Bragg’s aminos or sea salt.
  • Milk causes the body to produce mucus, especially in the gastro-intestinal tract. Cancer feeds on mucus. Cutting off milk and substituting with unsweetened soya milk, cancer cells are starved.
  • Cancer cells thrive in an acid environment. A meat-based diet is acidic and it is best to eat fish, and a little chicken rather than beef or pork. Meat also contains livestock antibiotics, growth hormones and parasites, which are all harmful, especially to people with cancer.
  • A diet made of 80% fresh vegetables and juice, whole grains, seeds, nuts and a little fruits help put the body into an alkaline environment. About 20% can be from cooked food including beans. Fresh vegetable juices provide live enzymes that are easily absorbed and reach down to cellular levels within 15 minutes to nourish and enhance growth of healthy cells. To obtain live enzymes for building healthy cells try and drink fresh vegetable juice (most vegetables including bean sprouts) and eat some raw vegetables 2 or 3 times a day. Enzymes are destroyed at temperatures of 104 degrees F (40 degrees C).
  • Avoid coffee, tea, and chocolate, which have high caffeine. Green tea is a better alternative and has cancer-fighting properties. Water-best to drink purified water, or filtered, to avoid known toxins and heavy metals in tap water. Distilled water is acidic, avoid it.
  1. Meat protein is difficult to digest and requires a lot of digestive enzymes. Undigested meat remaining in the intestines become putrefied and leads to more toxic buildup.
  1. Cancer cell walls have a tough protein covering. By refraining from or eating less meat it frees more enzymes to attack the protein walls of cancer cells and allows the body’s killer cells to destroy the cancer cells.
  1. Some supplements build up the immune system (IP6, Flor-ssence, Essiac, anti-oxidants, vitamins, minerals, EFAs etc.) to enable the body’s own killer cells to destroy cancer cells. Other supplements like vitamin E are known to cause apoptosis, or programmed cell death, the body’s normal method of disposing of damaged, unwanted, or unneeded cells.
  1. Cancer is a disease of the mind, body, and spirit. A proactive and positive spirit will help the cancer warrior be a survivor. Anger, unforgiveness and bitterness put the body into a stressful and acidic environment. Learn to have a loving and forgiving spirit. Learn to relax and enjoy life.
  1. Cancer cells cannot thrive in an oxygenated environment. Exercising daily, and deep breathing help to get more oxygen down to the cellular level. Oxygen therapy is another means employed to destroy cancer cells.

This is not meant to self diagnose and or recommend a self-administering care plan. See you doctor, have regular check-ups and request for routine screening to catch anything as early as possible. Early detection is often the best was to treat and eradicate cancer.

Chiropractic Care for Seniors

Chiropractic Care for Seniors

Many seniors are unaware of the outstanding benefits that are possible through regular chiropractic care.

Not so long ago chiropractic treatment was considered a be a form of alternative medicine that emphasized diagnosis, treatment and prevention of mechanical disorders of the musculoskeletal system, especially the spine, under the belief that these disorders affect general health via the nervous system.

However, today we know better. One cannot deny the new scientific evidence and personal claims by millions of patients, that the benefits of chiropractic treatments are far from being a form alternative medicine but rather a treatment on itself… with benefits that we can see and feel.

I had the pleasure of attending a meeting where Dr. Clarise Chan made a presentation on the benefit of chiropractic treatment. I was so moved by her passion and knowledge, that I had to ask if she would write an article for In Our Care – Home Care Services. She agreed, and here it is.

Dying to live

When you look at your life at this very moment, are you living the life you thought you would be living? Are you able to do what you want to do? Or, like the majority of people in our society, are you tired, sick and just “getting by”?

Dr. Clarise Chan

Benefits of Chiropractic Care for Seniors by: Dr. Clarise Chan

According to Statistics Canada, the average life expectancy in Ontario for females is eighty-four and for males is seventy-nine.  These numbers have been steadily increasing over time however, 89% of the senior population is said to have at least one chronic condition, such as Arthritis, with the average North American senior being on eleven different medications.  Although people are living longer, the reality is that most people are living out their last days non-functional, on medications and without hope.  

This was the path that my father was headed down at the age of sixty.  After practicing for thirty years as a dentist, he developed such severe neck pain that he could not lift his chin off of his chest.  He also experienced difficulty breathing, with constant tingling down his right arm, high blood pressure and a chronic cough.  He decided to try many therapies, including medications, and nothing helped.  One sleepless night turned into two and eventually, several months of trying to survive and make it to the next day without pain or coughing.   As I saw the life drain from my father before my very eyes, I began to lose hope, thinking that things could only get worse.  However, one day he met a Chiropractor who changed the course of his entire life.  After my father started getting his spine adjusted, he could lift his head higher and breathe easier.  At that point in my life, I witnessed firsthand how Chiropractic brought immediate hope to peoples’ lives.  It was this powerful experience that not only gave my father his life back but also led me on the path to becoming a Chiropractor.

What is Chiropractic?  Chiropractic restores your body’s innate ability to heal.  It allows your brain to connect with your body so that you can function, heal and repair optimally.   To get a better understanding of this, lets take a look at the most important organ system in your body: the nervous system.  Your nervous system is made up of your brain and spinal cord.  It controls every cell, tissue and organ in your body.  From the beating of your heart to a cut on your hand being able to heal, information must be flowing from your brain, down your brain stem, spinal cord, and out thirty three pairs of nerves to all of your cells, tissues and organs.  When we look at your spine, the primary function of your spine is to protect your spinal cord.  In terms of its normal alignment, from the front it should be perfectly straight like the letter “I” and from the side it should have three smooth flowing curves like the letter “S”.  When your spine is aligned properly and moving properly, all of your nerve channels are functioning one hundred percent.  However, when your spine shifts out of its normal position, this puts dangerous pressure on your spinal cord and blocks the power from the brain to that particular area of the body.  These misalignments and shifts are called subluxations.  Subluxations not only break down the integrity and position of your spine but they interfere with your organ system functioning and your nervous system’s ability to heal the body. 

How do you know if your spine is subluxated?  A lot of people do not know that they have subluxations until they start to experience pain or other warning signals in the body.  Does that mean you should wait until you have symptoms?  Absolutely not! These warning signals occur when problems have been in the body for a prolonged period of time.  Regardless of how you feel, it is important to have your spine checked to see if you have subluxations and how much damage there is to your spine.  If subluxations are detected and caught in time before too much damage is done, nerve supply can be restored.  No matter how young or old you are, even old problems can improve due to your body’s powerful ability to heal itself. 

Are you living to die? Or are you dying to live? It’s your choice. Get your spine checked. Your life is worth it.

**Mention this article and receive a FREE spinal check-up to ensure proper spinal alignment.   Contact Dr. Clarise Chan at nrfamilychiropractic@bell.net to take advantage of this offer valued at $200!

Resources: Statistics Canada (2009)

This article is written by: Dr. Clarise Chan, B. Sc. (Hons), DC
NorthRidge-FamilyChiropract

North Ridge Family Chiropractic
4-2165 Grosvenor Street
Oakville, ON, L6H 7K9
(905) 845-5777
www.nrfc.ca

We hope you enjoyed reading Dr. Chan story and her personal motivation to enter a field of care. Her selflessly devotion to making a difference in people’s lives. I encourage you to reach out to Dr. Chan and take advantage of the free spinal check-up being offered.

Alternatively, you may reach out to us and we would be happy to facilitate it on your behalf.

If you are a Senior living at home and need personal care, please contact us today, to discuss any challenges you may be facing and how our services can help you remain independent, protected, safe, and in you home / community.

You got questions, we have answers: (905) 785-2341 or email us at 

 

Dollars & Sense

Personal FinancesPersonal Finances – An Overview:

This is never an easy topic, but one that has to be embraced at some time in our lives… sometimes twice or three times.

  • Planning for our own retirement
  • Engaging our ageing parents financial plan into action
  • Engaging our own retirement financial plan

The article is powerful in part because it deals with an issue that — if we’re lucky — most of us will face. Despite the fact that the experience is almost universally shared, too few of us are prepared to deal with the financial challenges that tend to arise as our parents reach old age, it is now more important than ever to prepare for this stage of life.

Dealing with aging parents can clearly be trying — emotionally and financially — but you can make the process much easier if you begin to prepare before your parents face serious health problems. To get you started, here’s a look at six basic steps you’ll need to take.

Have a financial plan of your own

The first thing an adult child needs to do is protect his own financial security, to avoid serious financial difficulties while caring for their parents. Of course children want to be there for mom and dad, but it’s important to know your own financial capacity to help. If you have your own plan in place  — one that takes into account the likelihood that you’ll live longer than your parents — you’ll better know those boundaries.

Unfortunately, most seniors today haven’t purchased long-term care insurance, and by the time they know they’ll need it, such policies are prohibitively expensive. But if you have aging parents, buying long-term care insurance for yourself may provide you with the certainty needed to be able to spend income and assets on your parents’ care.

Open up the conversation… gently

Getting your parents to be forthright with you about their financial situation can be very difficult. For decades, they have been the ones caring for you, and the ones dispensing advice. Reversing those roles can be trying for both you and your parents. That’s why framing the conversation effectively is important, broaching the subject in such a way that comes across as asking for help rather than offering it. Like, ‘Hey, Dad/Mom, I’ve been thinking about my long-term financial stability and it looks like you’re doing well. How did you plan for this?’” This way you can gauge if you’re parents are struggling, and if they’re not. It can also be great way to learn some planning strategies for yourself as well.

Get help

Dealing with ageing parents can be a source of acrimony between siblings. If you’re the adult child taking the lead, it’s important to involve your siblings early in the process – both to avoid resentment, and to avoid having the burden placed entirely on your shoulders. It is also a good idea to bring professionals into the conversation – a doctor, lawyer and financial adviser that your parents already trust. This will add outside authority to your discussions and help mitigate any qualms your parents have with being told what to do by their children.

Make it legal

In case your parent’s health deteriorates quickly, you or a trusted ally will need to be given the legal authority to make financial and health decisions for them. Documents like a durable power of attorney will allow a proxy to make financial decisions for your parents in case they become incapacitated. A living trust will allow a proxy to manage your parent’s estate under similar circumstances, and a will is necessary to dictate how your parents’ estate will be disposed of after they pass.

Simplify their financial life

Many seniors are resistant to online banking, but showing your folks the ropes will allow them to set up automatic bill pay, which will help them stay up on their financial responsibilities. It will also allow you to monitor their finances and make sure everything’s okay. Many individuals have their financial assets spread among a range of financial institutions; you’ll want to consolidate those assets to some extent.

Take over gradually

As you begin to take a larger role in your parents’ medical care and finances, it’s important to make the transition slowly if possible. Give them autonomy where they can handle it, as this will reduce tension between you and your parents. For health reasons, it’s also important for your parents to maintain a sense of autonomy and self-reliance.

As you move forward in the process of taking responsibility from your parents, the most important thing you can do for yourself is learn from your pa
rents’ experiences. Today, people are living a third longer than they thought they would, and that trend is likely to continue. Doing things like buying long-term care insurance and setting up your own legal directives while you’re still young will make the process that much smoother when you and your children face it.

Planning for the discussion:

If you are working with your elderly parents, choose a quiet moment to introduce a conversation about the five wishes concept. It is a good idea to document the answers. These points can formalize the five wishes as part of their legal documents, including their Power of Attorney and will documents. Five Wishes allows a person to spell out exactly how he or she wants to be treated should he or she become seriously ill. Note that specific funeral instructions, memorial services, and burial requests may be included in this document. Give your parent time to think about the following questions.

Wish 1: Whom do you wish to make health-care decisions for you, when you can’t make them for yourself?

Choose someone who knows you very well, cares about you, and who is able to make difficult decisions. Family members or your spouse may not be the best choice as they are too emotionally involved. Choose someone who is able to stand up for your wishes and lives close enough to help whenever needed. Be sure to discuss your wishes with this person; first ask if he or she is willing and able to take on this responsibility. You will need to fully discuss your wishes with this person. Ask if he or she is prepared to act on your wishes.

Wish 2: What is your wish for the type of medical treatment you want?

Traditionally this wish begins with the following statement: I believe that my life is precious and I deserve to be treated with dignity. When the time comes that I am very sick and I am not able to speak for myself, I want the following wishes and any other directions I have given to my health-care agent, to be respected and followed.

Describe your wishes for pain management, comfort issues, life support or extraordinary measures and what to do in specific situations (e.g., close to death, in a coma, or having permanent and severe brain injury with no expectation of recovery).

Wish 3: How comfortable do you wish to be?

This wish may contain specific requests; for example, music to be played, poems or favourite passages read out loud, or photos to be kept nearby. This may also include information about your grooming needs and cleanliness of bed and towel linens.

Wish 4: How do you wish people to treat you?

This wish may include requests for who you will want to be by your side in your dying days such as whom you would like to see (e.g., family, friends, clergy) and whether or not you want someone by your side to comfort you. You can also specify that you want to die in your own home (if possible) or to be in a facility with professional caregivers while family and friends visit as guests (as opposed to being caregivers).

Wish 5: What do you wish your loved ones to know?

This wish may contain statements that you want the family to know; for example, that you love them, or you may ask for forgiveness for times you have hurt family, friends, or others. It may also show forgiveness for hurts you have experienced from others. It is a wish that can evoke a need to make peace with yourself, your family, and your community; or to remind loved ones to celebrate your life with memories of joy, not sorrow. When you die, your debts must be paid first – before any money or property you leave behind is passed on to your loved ones. There may also be funeral costs, legal fees and other administrative expenses in settling your estate. There may be other estate costs, such as probate fees and taxes on investments that you may not have considered.

Common Estate Costs

Probate fees
When you die, your executor often needs proof (requested by financial institutions, government agencies and others) that they are the person authorized to represent your estate. Probate is the process that provides court certification of this fact. There can be a cost to this – and probate fees to settle your estate can be high depending on the province you live in. In Ontario, the fees (officially called an estate administration tax) equal almost 1.5% of your estate’s value.

Tax on capital gains
You’re deemed to dispose of all capital property at death.  Your estate must cover the tax on any capital gains.

Tax on tax-sheltered savings plans
Registered plans such as RRSPs and RRIFs can be transferred tax-free to your spouse’s plan. If you don’t have a spouse, these savings are fully taxable at your death.

Ways to manage estate costs

Personal Finances2Leave a valid will
If you die without a valid will, your estate gets settled according to the laws of your province, rather than according to your personal wishes. This can be a more complic
ated process, with higher legal fees and the potential for costly disputes. 

Name beneficiaries for insurance and registered plans
When you buy life insurance or open an RRSP or other registered plan account, you can name a beneficiary to receive the money when you die. This means the money bypasses the estate process and is paid directly to that person. Because it does not form part of your estate, the money is not subject to probate fees and there is no delay in your beneficiaries receiving the money.

Jointly own property
Holding assets – such as a home or cottage – with another person is another strategy for reducing probate fees. Joint assets pass automatically to the surviving joint owner – and are generally not considered part of your estate and subject to probate fees. However, there can be complications to joint ownership, especially if you co-own an asset with someone other than your spouse.

For example:

  • If you transfer half-ownership of an asset to an adult child – and they have a spouse who they later separate from – the spouse could have a claim on your child’s half of the asset.
  • If your child has financial problems or declares bankruptcy, their ownership in the asset could be subject to claims by creditors.
  • If the asset has increased in value, you may have to pay tax on any capital gains when you transfer your half ownership. This is because a transfer is considered a sale for tax purposes.
  • You can no longer deal freely with the asset and must make joint decisions in managing or selling it.

Professional advice is essential: Joint ownership arrangements can be complicated. Get expert legal and tax advice before entering into one of these arrangements.

Preplan and prepay your funeral
Preplanning and prepaying your funeral doesn’t necessarily save you money, but it does remove a key expense that your family or estate must cover upon your death. When you prepay, the money goes into a trust account or insurance fund until your funeral. You gain certainty over costs because you choose the type of funeral you want in advance. And your family is saved the difficult job of making decisions during a time of grief.

Buy permanent life insurance
Life insurance proceeds can be paid to your estate to cover estate costs or left directly to a beneficiary to provide additional amounts to a particular person. The proceeds are always paid tax-free. Consider a permanent insurance policy for estate planning purposes. Permanent insurance covers you for life, no matter how long you might live. Term insurance does not.

Probate fees and life insurance
When you name a beneficiary for your insurance proceeds, the money is paid directly to your beneficiary. It does not form part of your estate and is not subject to probate fees.

You can also use insurance to cover estate costs. To do this, name your estate as the beneficiary. Your estate will pay probate fees on the insurance proceeds, but it gives your estate the cash to pay debts, taxes or other obligations. This can avoid the sale of estate assets – such as a home or cottage – that beneficiaries may want to keep in the family.

Life insurance can help cover estate costs: Taking out a life insurance policy can help cover the cost of capital gains taxes.

I know this a lot to cover in one sitting, but should really be broken down and discussed over a course of time… that allows for both parties to really have time to form questions and seek answers.

So what’s next?

Your mom and dad paid taxes all their life. Let the government take care of him/her? He/she should get rid of their assets so they’ll qualify. While some financial planners considered this to be good advice others consider it to be terrible advice.

What the financial advisor is tellingyou or your aging parent with this suggestion is that it is a good idea for your aging parent to give away his assets or otherwise impoverish himself so he can qualify for Medical Aide. Medical Aide is a state, county and federally funded health insurance program for the indigent. The benefits are quite limited

An impoverished elder may have only one option for care when care is needed for the basics, such as bathing, dressing, and walking. That option is a nursing home.

Some counties have programs, such as In Home Supportive Services, which will provide limited home care services through paid caregivers or sometimes through a relative. The care provided can enable a low income elder to remain at home rather than go into a nursing home.  However, with the severe budget cuts going on in most states and provinces, these kinds of programs are either being cut back severely, or eliminated entirely.

If mom/dad needs help only with bathing, dressing, eating or meal preparation, walking, getting out of the chair or bed, or using the bathroom, Medical Aide will not cover care in a nursing home.  Help with this so called “custodial care” is not a covered service under Medical Aide, or other health insurance. (Long term care insurance is the only exception).

Ask your parent what he or she wants for the long run.

“I want to stay at home as long as possible” may be in direct conflict with “I want to leave my assets to you kids and grandkids”.  Some people simply do not have sufficient assets to do both, should they live long enough to need care.

Figure out the cost of caregiving at home.

There are many services that enable an older person to remain at home with additional care and services such as meals-on-wheels, adult day services, and home modifications. You will want to understand all the options in your community and calculate the costs.

Compare the cost of home care services with your parent’s income and assets.  If there is no way their assets can match what they will need at home, and no other resources are available from you, or anyone else, by all means get legal advice about qualification for Medical aide.  However, if they can take care of themselves with what they own, put their needs first and “your inheritance” second.  Sorry, it’s their money.  They deserve to stay at home with services if they want to.

Be realistic about expectations concerning inheritance.

Any competent estate attorney will advise adult children that no one is “entitled” to an inheritance.  An aging parent can do whatever he or she wishes with assets.  When parents lose competence and need daily supervision or have physical decline and need paid caregiving, they can burn through their assets rapidly.  If your parents don’t have long term care insurance, they are likely to be paying out of pocket for the care they may need with advanced age. If that care lasts long enough, there may be nothing left when they pass.

As a person who makes a living giving advice and caring for seniors, I learn a lot from my clients.  One thing I have learned based on not only my own experience but also on research is that our parents are likely to want to stay in their own homes.  Most are happier if care can be brought to them, rather than expecting them to go to where the care is delivered in a facility. With that in mind, I hope you’ll carefully rethink any advice about relying on government benefits for your aging parent.  Considering how to provide the best quality of life for them as they age needs to be the priority.  Caring can take many forms.  Helping parents plan ahead is one way to show you care.

Look down the road. Learn from what your parents did or didn’t do to plan for this phase of life.  One day, it will be you and I.

Please contact us today, to discuss any challenges you may be facing and how our services can help you remain independent, protected, safe, and in you home / community.

You got questions, we have answers: (905) 785-2341 or email us at 

 

Osteoporosis

Skeleton-OsteoporosisWhat is Osteoporosis?

Osteoporosis is a disease characterized by low bone mass and deterioration of bone tissue. This leads to increased bone fragility and risk of fractures, particularly of the hip, spine, wrist and shoulder. Osteoporosis is often known as “the silent thief” because bone loss occurs without symptoms.

Osteoporosis is sometimes confused with osteoarthritis, because the names are similar. Osteoporosis is a bone disease; osteoarthritis is a disease of the joints and surrounding tissue.

PREVALENCE Fractures from osteoporosis are more common than heart attack, stroke and breast cancer combined.

At least one in three women and one in five men will suffer from an osteoporotic fracture during their lifetime.

COSTS The overall yearly cost to the Canadian healthcare system of treating osteoporosis and the fractures it causes was over $2.3 billion as of 2010. This cost includes acute care costs, outpatient care, prescription drugs and indirect costs. This cost rises to $3.9 billion if a proportion of Canadians were assumed to be living in long-term care facilities because of osteoporosis. The reduced quality of life for those with osteoporosis is enormous.

Osteoporosis can result in disfigurement, lowered self-esteem, reduction or loss of mobility, and decreased independence. The statistics related to hip fractures are particularly disturbing. There were approximately 25,000 hip fractures in Canada in 1993. Twenty-eight per cent of women and 37% of men who suffer a hip fracture will die within the following year. Over 80% of all fractures in people 50+ are caused by osteoporosis.

ABOUT OSTEOPOROSIS Osteoporosis is a condition that causes bones to become thin and porous, decreasing bone strength and leading to increased risk of breaking a bone. As previously mentioned, the most common sites of osteoporotic fractures are the wrist, spine, shoulder and hip.

  • No single cause for osteoporosis has been identified.
  • Osteoporosis can strike at any age.
  • Osteoporosis affects both men and women.
  • Osteoporosis is often called the ‘silent thief’ because bone loss occurs without symptoms unless one has fractured.
  • Osteoporosis can result in disfigurement, lowered self-esteem, reduction or loss of mobility, and decreased independence.
  • Osteoporosis has been called a paediatric disease with geriatric consequences.

Building strong bones during childhood and adolescence can be the best defence against developing osteoporosis later. Peak bone mass is achieved at an early age, age 16-20 in girls and age 20-25 in young men. Women and men alike begin to lose bone in their mid-30s; as they approach menopause, women lose bone at a greater rate, from 2-3 per cent per year.

Risk factors include age, sex, vertebral compression fracture, fragility fracture after age 40, either parent has had a hip fracture, >3 months use of glucocorticoid drugs, medical conditions that inhibit absorption of nutrients and other medical conditions or medications that contribute to bone loss. Loss of 2cm (3/4″) as measured by one’s healthcare provider or 6cm (2 1/2″) overall from when one was younger may be an indicator of spinal fracture. osteoporosis_prevalence_600px

FACTS AND FIGURES

Each hip fracture costs the system $21,285 in the 1st year after hospitalization, and $44,156 if the patient is institutionalized. Osteoporotic hip fractures consume more hospital bed days than stroke, diabetes, or heart attack.

Fewer than 20% of fracture patients in Canada currently undergo diagnosis or adequate treatment for osteoporosis. Without BMD testing, 80% of patients with a history of fractures are not given osteoporosis therapies. Hundreds of thousands of Canadians needlessly fracture each year because their osteoporosis goes undiagnosed and untreated.

A study recently reported that only 44% of people discharged from hospital for a hip fracture return home; of the rest, 10% go to another hospital, 27% go to rehabilitation care, and 17% go to long-term care facilities. Persons with a wrist fracture (14%) suffered a repeat fracture within 3 years. One in three hip fracture patients re-fracture at one year and over 1 in 2 will suffer another fracture within 5 years. The risk of suffering a second spine fracture within the first 12 months following an initial vertebral fracture is 20%.

How strong are your bones? Assessing your risk and testing for bone loss are the keys to diagnosing osteoporosis. Osteoporosis is a potentially crippling disease characterized by low bone mass (density) and deterioration of bone tissue. Osteoporosis does not develop overnight. You can lose bone mass steadily for many years without experiencing any symptoms or signs of the disease until a bone fractures.

For this reason, osteoporosis is often called “the silent thief” – literally stealing our bone mass without giving us any indication whatsoever. If osteoporosis is first diagnosed at the time a fracture occurs, it is already fairly advanced. Early detection of bone loss, therefore, is critical in preventing osteoporotic fractures. This section is designed to help you assess your risk of osteoporosis so that you may take preventive action.

Osteoporosis and Osteoarthritis Despite the fact that osteoporosis, arthritis and osteoarthritis (a form of arthritis) are completely different conditions, they are frequently confused, in particular osteoporosis and osteoarthritis, because both names start with “osteo.”

  Osteoporosis Osteoarthritis
Definition Osteoporosis is a bone disease. The word “osteoporosis” literally means porous bones. It is a bone disorder characterized by decreased bone strength as a result of reduced bone quantity and quality. A person with osteoporosis has an increased risk of breaking a bone (fracturing) easily. Osteoarthritis is the most common form of arthritis. It is a degenerative joint disease that involves thinning or destruction of the smooth cartilage that covers the ends of bones, as well as changes to the bone underlying the joint cartilage. Osteoarthritis produces pain, stiffness and reduced movement of the affected joint, which ultimately affects ones ability to do physical activities, reducing quality of life.
Symptoms Osteoporosis is called “the silent thief” because it can progress without symptoms until a broken bone occurs. When bones become severely weakened by osteoporosis, simple movements – such as bending over to pick up a heavy bag of groceries or sneezing forcefully – can lead to broken bones. Hip, spine and wrist fractures are the most common fractures associated with osteoporosis. Osteoarthritis most often affects the hips, knees, fingers (i.e., base of the thumb, tips and middle joints of the fingers), feet or spine. It affects each joint differently, and symptoms are easy to overlook. It can be painful – the pain may result from overuse of a joint, prolonged immobility or painful bony growth in finger joints.
Diagnosis Osteoporosis is diagnosed through a bone mineral density test, a simple, painless test that measures the amount of bone in the spine and hip. Osteoarthritis is diagnosed based on medical history, physical examination and x-rays of the affected joints. activities, reducing quality of life.
Risk Factors The risk of osteoporosis may be reduced by becoming aware of these risk factors and taking action to slow down bone loss. Low bone mineral density is a major risk factor for fracture, the main consequence of osteoporosis. Other key risk factors include older age, prior low-trauma fracture, a history of falls and use of certain medications, such as corticosteroids (for example, prednisone). Family history of a fragility fracture is often a contributing factor. Some factors that can contribute to the development of osteoarthritis include family history, physical inactivity, excess weight and overuse or injury of joints.
Treatment Osteoporosis can be treated with lifestyle changes and, often, the use of prescription medication. Paying attention to diet (adequate calcium and vitamin D intake) and getting regular physical activity are important lifestyle changes. Weight-bearing and strength training exercises can help to manage pain and improve the strength of bones and muscles, which helps to prevent falls. Broken hips caused by osteoporosis usually need to be repaired surgically. This can include the use of specialized “pins and plates,” but can also involve hip replacement surgery. This is determined by the surgeon based on the exact type of hip fracture that has occurred. If you have osteoporosis, there are effective medications that can reduce your risk of fracture. Osteoarthritis can be managed with the use of joint protection (decreasing the amount of work the joint has to do), exercise, pain relief medication, heat and cold treatments, and weight control. Severe arthritis may be treated with an operation, where damaged joints are replaced with an artificial implant. Knee and hip joint replacements are commonly performed.

A few basic facts:

Osteoporosis is a bone disease in which the amount and quality of the bone is reduced, leading to fractures (broken bones). Osteoporosis produces no pain or other symptoms unless a fracture has occurred. Arthritis (arth = joint; itis = inflammation) is a disease of the joints and surrounding tissue. Osteoarthritis and rheumatoid arthritis are the most common forms of arthritis. A joint is the location at which two or more bones make contact and allows for movement of the bones. A person can have osteoporosis and osteoarthritis at the same time.

Both diseases may cause pain and limit mobility, but the cause of this pain and the way it is treated are quite different. An accurate diagnosis of your pain is very important. With an accurate diagnosis, you will be better able to develop a pain management program that works for you. The prefix “osteo” (which means “bone”) is the only thing that osteoporosis and osteoarthritis have in common.

IF YOU HAVE BOTH DISEASES

Individuals who suffer from osteoarthritis and osteoporosis should seek help planning a program to manage both conditions and pay special attention to advice about exercise. Regular weight-bearing exercise is usually recommended for individuals with osteoporosis, but may be difficult to follow in the presence of significant hip or knee arthritis. Keeping joints mobile requires a special approach to exercise and movement. A specially trained physiotherapist can help ensure exercises are safe and beneficial for both conditions.

WHERE TO GET HELP

Arthritis: The Arthritis Society (TAS) is the leading source of information on arthritis, including osteoarthritis. For more information about arthritis, contact:

The Arthritis Society
: 1-800-321-1433 
www.arthritis.ca.

Osteoporosis:  Osteoporosis Canada (OC) is the leading source of information on osteoporosis in Canada. OC provides individuals concerned about their risk of developing this disease and those who have been diagnosed with up-to-date information on all aspects of bone health. Information counsellors oare available at a toll-free line (1-800-463-6842).

Men and Osteoporosis

Osteoporosis is not just a woman’s disease. It is also a serious health issue for men. During their lifetime, at least one in three women and one in five men will suffer a broken bone from osteoporosis. Approximately 30,000 hip fractures occur in Canada each year, and over one quarter of these occur in men.

Proportionately more men than women die as a result of a hip fracture – 37% of men who suffer a hip fracture will die within the year following that fractured hip. Men are also more likely than women to require care in a long-term facility after a hip fracture. Yet despite the fact that hip fractures can be more devastating for men than for women, men are less likely to be assessed for osteoporosis or to receive treatment for osteoporosis after they break a bone.

Secondary Osteoporosis

Drugs and Diseases that can Cause Bone Loss, Falls and/or Fractures

There are several well known risk factors for osteoporosis and osteoporotic fractures such as age, sex, low body weight, a low bone mineral density, a past fragility fracture, having a parent who had a hip fracture and a past history of fall(s). Less well known are which medications and medical conditions can increase the risk of osteoporosis and osteoporotic fractures either by causing more thinning of bones, by increasing the risk of falls or both.

Osteoporosis that results from having another disease or condition or from the treatment of another condition is called secondary osteoporosis. This fact sheet will present a brief summary of the commoner causes of secondary osteoporosis.

How to Minimize the Harmful Effects

Talk to Your Doctor

This fact sheet may not include all medications or all medical conditions that can contribute to fractures. If you are taking any medications or suffer from any medical conditions that may increase bone loss or the risk of falls, talk to your doctor and request a fracture risk assessment, which is a more in-depth assessment of your bone health. To do this your doctor may suggest you have a bone mineral density (BMD) test. This is a painless test that can help to predict your likelihood of fracture. Your doctor will also need to consider other risk factors including your age, sex, fracture history, parental history of hip fracture and glucocorticoid use.

Calcium, Protein and Vitamin D

The Osteoporosis Canada (OC) fact sheet Nutrition: Healthy Eating for Healthy Bones can help you determine if you are getting enough calcium and vitamin D. OC recommends that as much as possible, calcium intake should be from food, and supplements should only be taken if one cannot consume sufficient calcium from the diet. On the other hand, there are few food sources of vitamin D and sun is an unreliable source, so OC recommends daily vitamin D supplementation all year round for all Canadian adults. A balanced diet, following Canada’s Food Guide, will ensure that you get sufficient protein and other nutrients essential for bone health.

Regular Exercise

Exercise helps build and maintain strong muscles and bones. The OC fact sheet Exercise for Healthy Bones provides good general guidelines for choosing the exercise that is right for you.

Smoking and Alcohol

Any type and amount of smoking contributes to bone loss and increases the risk of osteoporosis in both men and women. Drinking an average of three or more alcoholic beverages per day may also increase bone loss and fracture risk. OC recommends no smoking and no more than an average of two alcoholic drinks daily.

Checklist for Risk of Broken Bones and Osteoporosis

Part A:  
□ Am I 65 or older?
□ Have I broken a bone from a simple fall or bump since age 40?
□ Has either my mother or father had a hip fracture?
□ Do I smoke?
□ Do I regularly drink three or more alcoholic drinks per day?
□ Do I have a condition that requires me to use a glucocorticoid medication such as prednisone?
□ Do I take any other medication that can cause osteoporosis such as an aromatase inhibitor for breast cancer or hormonal treatment (androgen deprivation therapy) for prostate cancer?
□ Do I have a medical condition that can cause bone loss or fractures? Examples include rheumatoid arthritis, celiac disease, gastric bypass surgery, COPD (chronic obstructive pulmonary disease) or chronic liver disease.
□ Did I have an early menopause, i.e. before age 45?
□ Have my periods ever stopped for several months or more (other than for pregnancy or menopause)?
□ Have I ever suffered from impotence, lack of sexual desire or other symptoms related to low levels of testosterone (male sex hormone)?
□ Do I currently weigh less than 60 kg or 132 lbs?
□ Have I lost more than 10% of my body weight since age 25?
□ Have I recently had an X-ray that showed a spinal fracture?
□ Have I had an X-ray that showed low bone mineral density?
If you are over 50 and have checked one or more of the above, Osteoporosis Canada recommends that you talk to your doctor to see if you need a bone mineral density test and about doing a comprehensive fracture risk assessment with FRAX or CAROC. 

If you are under 50, it is very unlikely that you need a bone mineral density test unless you have a chronic medical condition or medication that puts you at high risk for fractures. If you are unsure, speak to your doctor.

Part B:  
□ Have I lost 2 cm (3/4″) in height as measured by my healthcare provider, or 6 cm (2 1/2″) overall from when I was younger?
□ Do I have kyphosis (a forward curvature of the back)?

If you are over 50 and have checked one or more of the above, Osteoporosis Canada recommends that you talk to your doctor about getting checked for the possibility of a spine fracture. This is done with a regular back X-ray. 

Part C:   Frequent falls can lead to broken bones.
□ Have I fallen two or more times in the past year?
□ Do I have an unsteady walk and poor balance? □ Do I need to push with my arms to get up from a chair?
□ Do I need an assistive device such as a cane, walker or wheelchair? If you have checked one or more of the above, you are at risk of falling and you need to take steps to prevent falls.

Nutrition – Healthy eating for healthy bones

As we get older, we often pay less attention to our diet. We may live alone and not always bother cooking a meal. We may become less active as we age, which can also reduce our appetite. Grocery shopping may become more difficult so we do less of it. The result is that we soon run out of items like milk, yogurt and fresh fruit and vegetables. The next thing you know, some tea and toast is all we really have left, or care to prepare. It is important to plan your diet and your grocery shopping so that your bones will stay as healthy and strong as possible. You have no doubt heard that calcium and vitamin D are good for your bones.

They are, but they are not the only important nutrients. A well balanced diet, made up of all the four food groups in Canada’s Food Guide, is the secret to healthy bones.

MEAT AND ALTERNATIVES

In addition to calcium and other minerals, bone is made up of protein, a nutrient that is necessary for building and repairing body tissues including bones. Protein gives bone its strength and flexibility. Protein is also the big component of muscles, which are, of course, crucial for mobility and in preventing falls. The “Meat and Alternatives” food group provides your body with protein. Meat and alternatives also contain other vitamins and minerals that are essential for overall good health.

How do you know how much protein you need? Canada’s Food Guide recommends 2 – 3 servings of meat or alternatives each day for those over 50. A serving size is about the size and thickness of your palm (excluding the thumb and fingers). This means that you should eat a palm size portion of protein with at least two of your three meals. The “Meats” include beef, pork, poultry and fish. The “Alternatives” include beans, lentils, tofu, egg whites, peanut (or other nut) butters, shelled nuts and seeds. Dairy products are also a good source of protein and have the added advantage of being good sources of calcium.

Too many seniors don’t eat enough protein or other important nutrients. Less protein means more fragile bones. Less protein also means weaker muscles. Weaker muscles  lead to poorer balance and more falls, and falls can lead to fractures. It is not unusual to find that people who break a bone also had a deficiency of protein in their diet over a period of several months just before their fracture. So, put ham or peanut butter on your morning toast; have boiled eggs or a salmon sandwich with your lunch, a chicken breast or hamburger patty with your supper. Eat well and eat regularly. Exercise for Healthy Bones

WHY SHOULD I EXERCISE?

Regular exercise improves health in many ways. People who engage in regular exercise have lower rates of depression, heart disease, dementia, cancer, diabetes and many other chronic diseases. Exercise can improve physical fitness, strength, energy levels, stamina and mental health. In children and teens, frequent and vigorous exercise helps to increase bone strength. In older adults, certain types of exercise help to prevent bone loss.

Exercise also improves balance and coordination, which helps prevent falls and this in turn may reduce fractures. Exercise is very important for all, but especially for those with osteoporosis and those who are at risk of a broken bone (fracture) caused by osteoporosis. Because everyone is different, it is impossible to develop a “one size fits all” program for exercise.

WHAT EXERCISES ARE SAFE AND APPROPRIATE FOR ME?

The first step is to consult your doctor before you start a new exercise program. Any exercise may carry with it a certain amount of risk. If you have osteoporosis or low bone mass, or have broken a bone from a minor event such falling from a standing height or doing a simple task, you must be aware of yourfracture risk to determine the specific types of exercises that you can perform safely and those you should avoid.

comprehensive fracture risk assessment will tell you if you are at low, medium or high risk of fracture. This in turn will assist your doctor and your physiotherapist in designing an exercise program that is safe and most beneficial for you, and identifies the precautions you need to take. A comprehensive fracture risk assessment does not rely solely on the results of a bone mineral density (BMD) test. The assessment begins with your doctor asking you questions about your past medical history, including whether or not you broke any bones and how those fractures happened, as well as questions about your family’s medical history. He/she may also examine you and send you for tests that may include blood tests and/or a bone mineral density test.

Your doctor may also order an X-ray of your spine to make sure you don’t have any spine fractures because two-thirds of spine fractures are “silent,” meaning they do not cause any pain. If you have a spine fracture from osteoporosis, this means that your risk for another fracture is high. It also means that you should avoid high impact exercises or sports that require forward bending, heavy lifting, reaching overhead, twisting, jumping, bouncing or jerky movements.

What Types of Exercise Should I Do? A comprehensive exercise program includes all of the following:

  • weight-bearing exercise
  • strength training exercise
  • posture training
  • balance training and
  • stretching

Although most individuals can perform all five types of exercise, some exercises may need to be modified for those who have a moderate or high risk of fracture, including those with spine fractures

WHY IS WEIGHT-BEARING EXERCISE IMPORTANT?

In weight-bearing exercise, bones and muscles of the legs and trunk work against the force of gravity while they bear the weight of the body. Activities like walking, jogging, step aerobics, dancing and stair climbing are all examples of weight-bearing exercise, as are sports that involve running and jumping such as soccer, basketball, volleyball, racquet sports and others. Weight-bearing exercises are the most effective forms of exercise for maintaining strong bones, especially the bones of the hip and spine. Everyone should participate in weight-bearing exercise, not only to maintain strong bones, but to maintain heart health.

Individuals who are in good general health and are trying to reduce their risk of osteoporosis will be able to do much more vigorous and frequent exercise than those who have more complicated health issues or have a greater risk of fracture. Individuals whose fracture risk is moderate or high may need to participate in lower impact weight-bearing exercises.

Choose exercises that are appropriate for your fitness level, abilities and health status. When in doubt, start low and go slow! Swimming and cycling are not weight-bearing as water buoys or lifts the body and cycling is done in the seated position, which means the legs are not bearing the person’s weight.

WHAT IS STRENGTH TRAINING AND HOW CAN IT HELP PREVENT FRACTURES?

Strength training refers to exercise wherefree weights (dumbbells), weight machines or exercise bands are used to make the bones and muscles work by lifting, pushing or pulling a “load.” Strength training improves muscle mass and strength, and it can increase spine and hip bone density and strengthen bone.

HOW DO I GET RID OF THE HUMP ON MY BACK OR PREVENT ONE FROM DEVELOPING? –  

POSTURE TRAINING

Some kyphosis (a forward curvature of the spine) can be normal, but weak back muscles or spine fractures can produce more rounding of the back called an exaggerated kyphosis. The more an individual bends or slouches forward, the more pressure he or she is putting on the front of the vertebrae, which puts the vertebrae at even greater risk for breaking (fracturing). Posture training exercises emphasize good neck, back and shoulder positioning. Proper alignment of the spine by sitting or standing up straight with the shoulders back can strengthen the back muscles, improve general comfort and help maintain good balance.

HOW DOES EXERCISE HELP TO PREVENT FALLS AND FRACTURES? – BALANCE TRAINING

Exercises that improve balance and coordination can also reduce falls and fractures. Balance exercises help us maintain balance when unexpected or unbalanced movements in daily life occur. However, when balance is challenged, there is an increased risk of falling. For this reason, it is important to observe safety precautions while doing balance training, such as having a table, wall or chair nearby to hold onto, or by having someone “spotting” you. Tai chi is a very safe and effective low impact form of exercise that improves balance and reduces the risk of falls.

WHAT ABOUT STRETCHING – IS IT BENEFICIAL?

As we age, we lose flexibility from inactivity and poor habits, which can contribute to pain and stiffness. Pain and stiffness can result in a vicious cycle. The more pain and stiffness we experience, the less likely we are to exercise, and so we lose bone and muscle strength as a result. This in turn increases the risk for falls and broken bones, which will just add more pain and stiffness. Stretching exercises help to break this vicious cycle by improving flexibility and range of motion.